Invoice Factoring
Turn unpaid invoices into working capital
⚡ We match you with the right partner
Better cash flow, smarter growth
No more waiting 30–45 days for broker payments. We’ll help you find a factoring solution that fits your fleet size and budget.
Faster Cash Flow
Get paid within 24 hours of delivery, not weeks later.
Less Admin Work
We handle billing and collections so you focus on driving.
Flexible Growth
Factoring scales with your volume – ideal for new authorities.
1. Tell us your needs
Fleet size, invoice volume, average load pay.
Fleet size, invoice volume, average load pay.
2. We match you
We connect you with the best factoring partner.
We connect you with the best factoring partner.
3. Simple approval
Quick onboarding, often in 24 hours.
Quick onboarding, often in 24 hours.
4. Get funded
Start advancing invoices and keep your cash flowing.
Start advancing invoices and keep your cash flowing.
Recourse Factoring
Lower rates (typically 1–3%). You buy back unpaid invoices if the broker defaults after a period.
Non‑Recourse Factoring
Higher rates (2–4%). You’re protected against broker insolvency – ideal for new or small fleets.
We help you choose
Based on your fleet size, credit risk, and how often you haul for new brokers, we recommend the best option.
💡 Factoring rates typically range from 2–3% depending on fleet size, invoice volume, and creditworthiness.
We’ll match you with a partner that fits your profile.
Find Your Factoring Partner
Tell us about your fleet – we’ll connect you with the right option.
📧 Questions? Reach us at factoring@bayloas.com